Explore the policies commonly relied on in concrete operations — including liability, worker protection, and coverage for tools, vehicles, and equipment on active job sites.
Working on customer properties always comes with risk — from accidental damage to job-site injuries and equipment losses. Even a small mistake can lead to large financial consequences if you’re not protected. Insurance tailored to your trade helps cover unexpected costs, keeps projects running smoothly, and protects the business you’ve worked hard to build. It also builds trust with clients, helping you meet their requirements and win more jobs. With the right protection in place, you can focus on delivering quality work while staying prepared for the unexpected.
Concrete work comes with significant on-site risks — from handling heavy materials to operating machinery in active construction zones. Insurance built for concrete contractors helps protect your business from the financial impact of injuries, property damage, or equipment losses, so you can take on more projects with confidence.
Even well-run concrete jobs can involve unexpected incidents. A cracked foundation form, an injury while pouring, or damage to a customer’s driveway could lead to expensive claims. Industry-specific coverage helps you:
• Meet contract and job-site requirements
• Reduce out-of-pocket expenses from accidents
• Protect employees, clients, and your reputation
• Keep projects on schedule when issues arise
The right coverage supports stable growth — so your crew can focus on delivering quality results.
Concrete jobs typically involve equipment, vehicles, and labor across multiple job sites. A tailored insurance plan may include:
• General Liability: Covers injuries or property damage caused during forming, pouring, or finishing
• Workers’ Compensation: Covers employee injuries related to lifting, machinery, or slip hazards
• Commercial Auto: Protects vehicles hauling tools, mixers, and materials between job locations
• Tools & Equipment Insurance: Covers mobile equipment like compactors, saws, trowels, and forms
• Business Owner’s Policy (BOP): Combines essential liability and property coverages for added value
A properly structured package ensures protection that reflects the real demands of concrete work.
All concrete professionals — from small flatwork crews to multi-team commercial operations — rely on insurance to stay compliant and financially secure. Whether you focus on driveways, foundations, slabs, or decorative concrete, insurance helps build trust with clients while protecting your business if something goes wrong.
Connect with an advisor to secure coverage that actually fits your business.
