Commercial auto insurance protects your business vehicles when accidents happen on the road or at a job site. It helps cover damage to your trucks, vans, trailers, and equipment — especially when they’re being used for work.
From hauling materials to driving between job sites, vehicles play a critical role in your business. This coverage helps ensure a single accident doesn’t slow down your schedule or create expensive repair bills.
With proper auto coverage, you can:
Commercial auto insurance protects your business everywhere work takes you. With the right policy, your team and equipment stay safe from unexpected road risks.
No — personal auto policies typically exclude business use. A separate commercial auto policy is required to cover work-related accidents.
Yes — drivers listed on your policy are protected if they’re involved in a work-related accident. It helps cover injuries, liability, and property damage that may result while they’re driving for business.
Pickup trucks, vans, box trucks, and other work vehicles owned or leased by your business can be covered.
Coverage that protects your business vehicles.
Helps pay for repairs or replacement if your work vehicle is damaged in a covered accident while being used for business purposes.
Covers costs if your business is responsible for injuring someone or damaging their property while driving to or from a job site.
Provides financial protection for your own vehicle after a collision — even if your driver is at fault or the other party cannot pay.
Covers damage and injuries if you’re hit by a driver who has no insurance or too little coverage to pay for the losses.


Any business that relies on vehicles to transport people, tools, or materials for work should have commercial auto insurance. If you drive to job sites, haul equipment, or send employees out in company vehicles, this coverage helps protect your business from the financial impact of accidents, injuries, or property damage on the road.
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Protect your vehicles and team wherever the job takes you.