General liability insurance helps protect your business when someone claims you caused an injury or property damage. It’s designed for contractors who work around customers, buildings, and materials where accidents can happen quickly. Instead of paying out-of-pocket for medical bills, repairs, or legal fees, your policy helps cover those costs — so one mistake doesn’t put your business at risk.
When you’re working on rooftops, exteriors, or around customers, risk is always present. General liability insurance provides financial protection and helps you stay job-ready.
It can help you:
With the right general liability coverage in place, you can focus on getting the job done instead of worrying about the “what ifs.” Connect Insurance Group is here to make sure your business stays protected, compliant, and ready for every project ahead.
Contractors face a higher chance of accidents — from damaged customer property to injuries involving clients or bystanders. General liability insurance helps cover medical bills, repair costs, and legal expenses if a claim is made against your business. It protects your revenue, keeps you compliant with job requirements, and helps you avoid paying out-of-pocket for costly incidents.
In most cases, yes. Homeowners, builders, and commercial property managers typically require contractors to provide proof of liability insurance before stepping onto a job site. Without a valid Certificate of Insurance, many roofing and exterior businesses can lose work — even if they have the skills and labor ready to go.
Your policy has two key limits: the per-occurrence limit, which is the maximum paid for a single claim, and the aggregate limit, which is the total coverage available for multiple claims during the policy term. Choosing the right limits ensures your business has enough protection for both small mishaps and major incidents throughout the year.
General liability insurance helps protect your business when accidents cause injuries, property damage, or lawsuits — covering the most common risks contractors face on the job.
If a customer injures themselves in your place of business, this policy can help cover their medical bills.
Employees sometimes damage customers’ property while delivering products or services. Your GL policy can help pay for the damages.
General liability insurance policies can help cover malicious prosecution, slander, libel, wrongful eviction and violating a person’s privacy.
Claims of copyright infringement are covered with a general liability policy.


General liability insurance is a must-have for contractors and tradespeople who work on client properties or handle tools and materials that could cause accidental damage. If someone is injured, a customer’s property is damaged, or you’re blamed for causing a loss, this coverage helps protect your business from expensive lawsuits and out-of-pocket costs. This protection is especially important for the industries we support every day — including roofing companies, siding and gutter installers, general contractors, framers, and concrete businesses. Many homeowners, commercial builders, and municipalities require proof of liability insurance before work begins, making it essential for staying compliant and winning more jobs.
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