
Explore the essential policies framing crews rely on to protect workers, equipment, vehicles, and customer property on active job sites.


Framing sets the foundation of every build, which means any mistake has the potential to impact the entire structure. From injuries involving heavy materials to accidental damage during installation, even minor issues can lead to major costs. Insurance helps protect your business from expensive claims, supports your crew when someone gets hurt, and ensures small setbacks don’t turn into project-stopping problems. It also shows builders and clients that your business is reliable and prepared — making it easier to secure more jobs and grow with confidence.
Framing brings structure to every project — but it also brings risk. Crews work around heavy lumber, nail guns, saws, and elevated surfaces every day. One mistake can quickly turn into an expensive setback. Having insurance designed for framing contractors ensures the essential parts of your business — people, equipment, and reputation — stay protected when something unexpected happens.
Framing work involves ladders, saws, power tools, and constantly moving from site to site — which means your coverage should protect you everywhere your crew operates. A customized plan often includes:
Your insurance should match the reality of framing — fast-paced work where tools, people, and risk are always on the move.
Job sites change daily. A truss slips, a saw misfires, or a client’s property is accidentally damaged — and suddenly the focus shifts away from the build. Proper coverage ensures that:
• You’re not paying for accidents out of your own pocket
• Your team has protection if someone gets hurt
• Project timelines stay on track during setbacks
• Builders and clients trust your professionalism
Protection isn’t just paperwork — it’s what keeps your business moving forward after a problem.
Proper coverage supports your business in multiple ways, beyond just meeting requirements:
• Protects against costly claims from job-site injuries or accidental damage
• Keeps projects moving by reducing delays when issues occur
• Builds trust with builders and clients so you can win more bids
• Supports your team if someone gets hurt using power tools or working at heights
• Protects your equipment investment when tools are stolen or damaged
Insurance gives framing contractors the confidence to take on bigger, more complex builds — without worrying about the financial risk.
Connect with an advisor to secure coverage that actually fits your business.
Yes. Most builders and general contractors require framing contractors to show proof of insurance before they can begin work. It keeps the project protected if an accident or property damage occurs during the framing process.
In most cases, Workers’ Compensation insurance helps cover medical expenses and lost wages if a framer gets injured while using tools, lifting materials, or working on elevated platforms.
Standard property insurance only covers items stored at your business location. To protect tools and mobile equipment on framing job sites, you’ll need Tools & Equipment (Inland Marine) coverage.
Proper insurance coverage for framing contractors helps you qualify for more bids, meet project requirements, and show builders you’re a dependable partner — which can lead to more job opportunities and business growth.

