Learn about the policies that protect your projects and business operations from every angle.
Even the best-managed jobs involve unpredictable situations — from weather and delays to subcontractor mistakes and equipment incidents. Insurance keeps you financially secure when things don’t go as planned, so your business can continue growing without one claim derailing your momentum.
General contractors oversee every phase of a build — from planning and labor to subcontractors and customer expectations. With so many moving parts, one mistake or accident can become costly fast. Insurance designed for general contractors protects your business from the financial risks that come with coordinating construction work and managing multiple trades on-site.
As the lead on the job, you’re responsible for the overall outcome — even when subcontractors are doing the work. The right insurance ensures:
Coverage keeps jobs on track — and keeps your business safe from the risks you can’t predict.
General contractors juggle project management, crews, vehicles, site materials, and liability exposure every day. A customized coverage plan may include:
• General Liability: Covers property damage or third-party injuries caused by your operations or subcontracted work
• Workers’ Compensation: Supports employees injured while performing on-site tasks
• Commercial Auto: Protects the trucks, vans, and vehicles used to transport materials and supervisors between jobs
• Tools & Equipment Insurance: Covers stolen or damaged tools, machinery, and job-site equipment
• Business Owner’s Policy (BOP): Bundled solution for liability + business property coverage
• Commercial Umbrella Insurance: Provides higher limits often required on commercial builds
• Contractor Errors & Omissions: Helps protect against claims related to project management decisions, job oversight, or administrative mistakes
Your insurance should reflect your role — responsible for the big picture and every detail that comes with it.
A strong coverage plan supports your business in more ways than one:
• Helps you meet GC, builder, and licensing requirements
• Reduces financial impact of accidents, delays, or damage
• Builds stronger trust with clients and subcontractors
• Protects the tools and equipment that keep your jobs moving
• Allows you to confidently bid larger, more profitable projects
Insurance helps you lead projects without carrying all the risk alone.
Connect with an advisor to secure coverage that actually fits your business.
